It is possible that even if you take care of your credit card very good and keep it safe, it gets lost. You may lose the card in subway in crowd or in movies when entering the theater or just by placing it somewhere in the house and not finding it later. Whatever the reason is, it is very important that as soon you realize that your credit card is missing, you report to the bank and ask them to block it. This way if someone finds it, he won’t be able to use it or make purchases with it. Afterwards, once the card is blocked, you can get a new one with some money. In order to make the formal request to block your credit card, you need to write the application letter to the bank and ask them to block it as soon as possible.
Brief Description of Request Letter to Block Lost Credit Card:
It is very often that people lose their credit cards either in house or outside somewhere. This can be because you don’t take care of your purse and lose the card or because you forget things around and can’t find them afterwards. In either way, you should understand that it is not a good idea to just forget a lost credit card and not making a formal complaint to the bank to block it. There are many ways to use a stolen credit card and if you don’t take care of this problem, you will end up paying for the purchases that you didn’t even make. This is why it is really important that as soon you realize that you can’t find your credit card, you write a formal request letter to the bank asking them to block the credit card and issue a new one for you. In the letter, you need to describe how you lost the card along with the pin number to block it and your home address where the bank can send the replaced card.
Sample Request Letter to Block Lost Credit Card
To: Senior Manager
Credit card department
Baroda bank, main branch
New York NY 35094
Subject: credit card blockage
Date: 9 February 2015
Dear Sir,
I am using a platinum credit card issued by your bank with the number 572-19571-5891349-1957 for 1 year. During this time, I took good care of the card but today, somehow I lost it. I don’t know if it’s still in my house or office desk but I can’t find it and there is no way to be sure that it’s is not picked up by any other person who can use it without my consent.
So I am writing this formal request letter to inform you about this problem and request you that please block my credit card as soon as possible and issue me a new one on your earliest convenience.
I hope you will take this problem very serious and do whatever you need to, to resolve this issue. I have given my current address where you can send the new card to me.
Regards,
Patricia Thomas
Credit card number: 572-19571-5891349-1957
Signature
